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Personal Banking

Regular Checking

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  • $100 minimum to open
  • No minimum balance required
  • $7.50 maintenance fee if average daily balance falls below $500 for the statement cycle.
  • Unlimited check writing
  • Free Master Card debit card
  • Free online banking
  • Unlimited ATM transactions at a First Lowndes Bank ATM
  • Free 24- hour telephone banking
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Money Market

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  • $2,500 minimum to open
  • Earn competitive money market rates on daily collected balances of $2,500 or more.
  • Interest is compounded every statement cycle
  • $8.00 maintenance fee if balance falls below $2,500 any time during the month
  • Federal regulations allow 6 transfers/withdrawals per statement cycle - 3 (three) by check and 3 (three) telephone or electronic transfers.
  • No limit on the number of over-the-counter transactions
  • Free imaged statement
  • Free online banking
  • Free 24-hour telephone banking
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NOW Account

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  • $1,500 minimum to open
  • Earn interest on your checking account.
  • Interest will be compounded every month. Interest will be credited to your account every statement cycle.
  • Monthly statement
  • $8.00 maintenance fee if average daily balance falls below $1500.00
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Statement Savings Account

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  • $100 to open
  • $100 minimum average daily balance to earn interest
  • A service charge of $5.00 will be imposed each statement cycle if the balance in the account falls below $100.00 on any day of the cycle.
  • 6 free withdrawals a quarter
  • $2.00 for each additional withdrawal
  • Quarterly statement
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Certificate of Deposit

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  • $1000 opening minimum deposit
  • Terms from 3 (three) months to 60 (sixty) months
  • Competitive interest rate
  • Interest compounded daily and may be capitalized or deposited to another First Lowndes Bank account
  • Automatic certificate renewal
  • Penalty for early withdrawal

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Member FDIC. 
FDIC
  Equal Housing Lender 
Equal Housing Lender