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| 24 Hour Telephone Banking |

This free service gives you transaction and balance information. You can also transfer funds between existing accounts.
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At any of our automatic teller machines you can withdraw funds, check balances, and make transfers 24 hours a day!
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You can check account balances, transfer funds, make loan payments, pay your bills, view cleared checks and review account activity- right over the Internet!
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| Notary Service - Safe Deposit Boxes |

Safe Deposit Boxes (subject to availability)
- 3x5 $10.00
- 3x10 $15.00
- 5x10 $30.00
- 10x10 $50.00
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| First Lowndes Bank Fee Schedule |

- Foreign ATM Charge $ 2.00
- Non-sufficient Funds fee $30.00
- Overdraft fee $3.00 a day
- Stop Payment fee $30.00
- Travelers Checks 1% of amount purchased
- Domestic Wire Transfer
(Incoming) $10.00
(Outgoing) $10.00
- Account Research (per hour) $10.00
- Account Balancing Assistance (per hour) $10.00
- Account Activity Print Out $1.00
- Special Statements (per copy) $2.00
- Early Account closing (before 6 mos. $5.00)
- Official Checks $ 4.00
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