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| 24 Hour Telephone Banking |

This free service gives you transaction and balance information. You can also transfer funds between existing accounts.
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At any of our automatic teller machines you can withdraw funds, check balances, and make transfers 24 hours a day!
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You can check account balances, transfer funds, make loan payments, pay your bills, view cleared checks and review account activity- right over the Internet!
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- Pay bills to anyone, anywhere, anytime
- Schedule payments for same day or in the future
- Set up recurring payments
- Pay bills from various accounts
- Save time
- Eliminate the cost of paper checks and postage
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Safe Deposit Boxes (subject to availability). Senior Citizens 50+ receive the Discount rate.
- 3x5 Regular $10.00 Discount $8
- 5x5 Regular $15.00 Discount $12
- 3x10 Regular $20.00 Discount $16
- 5x10 Regular $30.00 Discount $24
- 10x10 Regular $50.00 Discount $40
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| First Lowndes Bank Fee Schedule |

- Foreign ATM Charge $ 2.00
- Non-sufficient Funds fee $30.00
- Overdraft fee $3.00 a day
- Stop Payment fee $30.00
- Travelers Checks 1% of amount purchased
- Domestic Wire Transfer
(Incoming) $10.00
(Outgoing) $10.00
- Account Research (per hour) $10.00
- Account Balancing Assistance (per hour) $10.00
- Account Activity Print Out $1.00
- Special Statements (per copy) $2.00
- Early Account closing (before 6 mos. $5.00)
- Official Checks $ 4.00
- Bill Pay $7.00 a month
- Notary Services-free of charge.
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